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Siam Commercial Bank offers a special 15month fixeddeposit account with an interest rate increase every three months, up to 2.5 per cent per annum. Depositors will receive 0.75 per cent per annum for the first three months, 1 per cent per year for the fourth to the sixth month, 1.25 per cent per year for the seventh to ninth months, 1.5 per cent per year for the 10th to 12th months and 2.5 per cent for the 13th to 15th months. The minimum deposit has been set at Bt50,000 and the account is available at SCB branch¬es nationwide until April 30.

Standard Chartered Bank (Thai) offers three days and two nights in a fivestar Hong Kong hotel for Bt4,444 a head, including airport and hotel pickup, halfday tour of Hong Kong and guided tour of Shenzhen with lunch and Chinese visa for groups of at least five. The promotion runs through the end of this month.

nSiam City Bank offers a special mortgage to homebuyers of the Thanapat Property Development House SathornNarathiwat project who seek a loan at the project from today till Sunday. Under the loan, the bank charges a fixed 1.75 per cent per annum for the first year and minimum lending rate minus 1.25 per cent per annum throughout the remaining period. Those who buy homes at the project can ask for a loan at 100 per cent of the appraisal price, with a maximum repayment period of 30 years.

PrimaVest Asset Management is launching KrungsriPrimaVest Fixed Income 6M1 (KPF6M1) until Tuesday. The initial minimum purchase for the sixmonth fund is Bt5,000.

ING Funds (Thailand) has launched the ING Thai Lifecycle 2015 Fund, ING Thai Lifecycle 2020 Fund and ING Thai Lifecycle 2025 Fund. The ING Thai Lifecycle 2025 Fund, a 16year, eightmonth fund, is suitable for those whose aged in the region of 4045. The fund will allocate 45 per cent of net asset value (NAV) in the stock market and 55 per cent in debt instruments for the first year, with the stock ratio gradually declining thereafter as that of debt instruments increases to 100 per cent at maturity.

The ING Thai Lifecycle 2020 Fund, an 11year, eightmonth fund, is appro¬priate for those aged 4550. It will invest 37 per cent of NAV in equity and the remainder in debt instruments in the first year, with the ratio changing thereafter in a similar way to the 2025 Fund.

The ING Thai Lifecycle 2015 Fund, a sixyear, eightmonth product, is for those whose aged around 5055. It has a policy to allocate 22 per cent in equi¬ty and 78 per cent in debt instruments in the first year, with the ratio again changing as per the 2025 and 2020 funds.

The initial minimum purchase for all three funds has been set at Bt10,000.

Tisco Asset Management is rolling out Tisco Special Plus 10, a twoyear fixed income fund, until Wednesday. The fund has a policy to invest in Thai corporate bonds with a credit rating of at least A. The initial minimum sub¬scription is at Bt20,000.

Krung Thai Asset Management is launching the Krung Thai Government Sector FIF Fund 12M4 (KTGF12M4) to the public until Monday. The fund has a policy to invest in Euro Commercial Paper and Euro Medium Term Notes issued by stateowned financial institutions in South Korea, comprising the ExportImport Bank of Korea and the Industrial Bank of Korea, at a ratio of 50 per cent each. The fund is expected to offer return of 4.75 per cent per annum.

Meanwhile, Krung Thai Smart Invest 3M3 (KTSIV3M3) (Roll Over)'s unit trusts will be available for subscription until tomorrow. The fund has a policy to invest in deposit accounts and negotiable certificates of deposit and bills of exchange issued by ACL Bank and Standard Chartered Bank (Thai) at a ratio of 25 per cent in each bank, and bills issued by PTT Exploration and Production and PTT Aromatics and Refining at a ratio of 25 per cent in each firm.

The fund is expected to yield 1.35percent per annum.